August 18, 2014 - the new terms of the programs will soon be posted.Please refer to our website regularly for updates.
Urban Housing for Families is a financial assistance program designed to promote the construction of properties that meet the needs of families. It focuses primarily on the areas near the centre of the island of Montréal, where there is a lack of such housing. Relaunching this program is an integral part of the measures put forward in the 2014-2017 Plan to keep families in Montreal adopted by the Ville de Montréal executive committee on August 21, 2013.
The program mainly targets residential developers.
What are the objectives of this program?
The program targets three objectives:
- To support the development of family housing in projects of 200-plus units that comply with the Strategy for the Inclusion of Affordable Housing.
- To serve as an intervention tool in the designated sectors of the Rénovation Québec program and those targeted by urban planning exercises (e.g. Special Planning Programs—SPPs) that include housing development objectives.
- To also serve as an intervention tool in development sectors stemming from the Montréal Development Plan.
Under which conditions is a project eligible?
To be eligible for the program, a residential project must meet the following four basic conditions:
- It must be located in one of the program’s designated sectors or include a minimum of 200 housing units and comply with the Strategy for the Inclusion of Affordable Housing.
- At least 10% of the units of an eligible project must be family dwelling units as defined in this program and available for sale. The project cannot include less than 10 family dwelling units.
- The buildings of eligible projects must comprise at least three above-ground storeys.
- The project developer must already own the lot at the time of the application or have made an offer-to-purchase that was accepted by the owner of the lot.
Several financial assistance applications can be made for a single large project if several of its phases meet the eligibility criteria. Certain conditions apply.
Rental housing units are not eligible for financial assistance under this program.
What type of housing unit can be subsidized?
Only the units recognized as family housing units in a project can be subsidized. The program defines family housing units according to the following six criteria:
- A layout that meets the needs of families. The housing unit must include at least five rooms of living space, at least three of which must be closed bedrooms with a window. The unit must have at least 96 m2 of indoor living space.
- A housing unit located near ground level. The unit must be located below the fifth above-ground storey of a building, or below the fifth storey starting at the building’s basilaire, if the roof of that basilaire is fitted out and accessible to the occupants of the building. Note: If part of the dwelling unit is located in a semi-basement, that part must not exceed half of the total living area.
- Pleasant private outdoor space. The housing unit must include a private outdoor space at ground level or an outdoor terrace with a minimum area of 7 m2, where the shortest side measures at least 2.5 m.
- Superior soundproofing. The composition of the walls must provide a Sound Transmission Class (STC) of at least 55 decibels and an Impact Insulation Class (IIC) of at least 50 decibels.
- Sufficient storage. The housing unit must provide at least 4 m2 of storage, not counting the closets, inside or outside the units. Occupants must also have access to a private or common ground-level or basement storage area, provided that it is directly accessible from outside the building.
- Ceiling price. The housing unit must be sold for a maximum price of $400,000 including taxes.
What territory does the program cover?
The program applies to the designated sectors of the Rénovation Québec program (PRQ), sectors subject to a Special Planning Program (SPP) with housing development objectives, and areas targeted by the Montréal Development Plan (MDP). The program is available throughout the city of Montréal in the case of inclusionary projects.
For information on inclusionary projects, please contact the Direction de l’habitation at 514-872-4630.
What is the amount of financial assistance?
- The program grants financial assistance to developers to build housing units intended for families. The amount of financial assistance is $25,000 for each family housing unit if that unit is part of a non-combustible structure (concrete or metal) and $20,000 for each family unit in a building with a wooden structure.
- The maximum amount of financial assistance that a developer can receive for an eligible project is $750,000. An application may be submitted for a project or a phase of a project. In the case of a phase: If the developer has already submitted an application for financial assistance for a previous phase of the same project, the work regarding the first phase must be 50% completed in order for a second application for financial assistance to be admissible.
When is the subsidy paid to the developer?
- After the transmission of the final eligibility notice, the owner receives an amount equivalent to 10% of the subsidy mentioned in the eligibility notice.
- The owner receives a second payment corresponding to 70% of the subsidy mentioned in the eligibility notice when:
- The work has been completed and complies with the plans submitted to the Direction de l’habitation and the Construction code.
- Proof has been provided that 70% of the family housing units were sold at a price that meets the program criteria and are registered under a warranty program for new homes.
- The owner receives a final payment equivalent to 20% of the subsidy mentioned in the eligibility notice when:
- Proof has been provided that the last 30% of the family housing units have been sold at a price that meets the program criteria and are registered under a warranty program for new homes.
The right to the subsidy is conditional upon the completion of the work for the eligible project within 30 months of the date of the final eligibility notice. Other terms and conditions apply.
Are there any specific program requirements?
- The work must be performed by a contractor duly licensed by the Régie du bâtiment du Québec.
- The property must be registered under a recognized warranty program for new homes.
What are the applicant’s obligations?
For financial assistance applications concerning inclusionary projects, owners must meet their commitment to include social and community housing units in order to retain their right to the subsidy.
What is the procedure to apply?
The application must be submitted in person or by mail by the owner of the site, a person with an accepted offer-to-purchase for a site, or a person duly mandated by one or the other, at the Direction de l’habitation (no applications will be accepted at Accès Montréal or borough offices):
Ville de Montréal
Direction de l’habitation
Urban Housing for Families Program
303, rue Notre-Dame Est, 4th floor
Montréal (Québec) H2Y 3Y8
For more information : 514 872-4630
Please note that our offices are open Monday to Friday, from 8:30 a.m. to 4:30 p.m.
The application must include the following documents:
- The financial assistance application form signed and dated by the owner or future owner of the lot or an authorized representative.
- A copy of the proxy giving authority to the person acting on behalf of the owner or future owner, if such is the case.
- A document proving that the applicant is the last owner of the site where the eligible project will be developed or a copy of an accepted offer-to-purchase for that site.
- A certificate of location for the site.
- When the project does not comply with urban planning regulations, a declaration from the owner certifying that steps have been taken to obtain a building permit and specifying the nature of such steps.
Additional documents may be required once your application is under review.
This document summarizes the By-law establishing a subsidy program for the development of projects intended for families [08-034] and the by-laws that amend it. Other conditions may apply.
This program is funded jointly by the Société d'habitation du Québec (SHQ) and the Ville de Montréal as part of the Rénovation Québec program. The Canada Mortgage and Housing Corporation (CMHC) contributes to the assistance provided to low-income households.
Other financial assistance programs are available under the program Renovation Québec. Details can be found at habitermontreal.qc.ca/housing.
The version of the program terms and conditions found on the habitermontreal.qc.ca/housing web site is the most up-to-date. In case of discrepancy between the version on the web site and another version, whether electronic or printed, the web site version will prevail. In addition, in case of discrepancy between the present document, the web site or the By-law establishing a subsidy program for the development of projects intended for families [08-034], the by-law will prevail.