Major Residential Renovation
The Major Residential Renovation program, whose goal is the complete
renovation of a residential building, provides financial assistance to
- for the renovation of all components of their building in
need of repair;
- in certain cases, for the demolition and
reconstruction of their building.
The costs to renovate the building and to upgrade it in compliance with the
applicable codes and by-laws must be at least $15,000 on average per dwelling.
The amount of financial assistance and authorized rent increases are calculated
based on the cost of work as established by the Ville de Montréal, which
reflects fair market value.
N.B.: Owners of residential buildings planning to renovate only
specific components of their building should check if they are eligible for
financial assistance under the Rénovation à la carte program.
Specific terms and conditions apply to rooming houses and to buildings
belonging to non-profit organizations and housing cooperatives. Details are
available at the Direction de l’habitation (Housing department) at 514
Under an agreement between Hydro-Québec and Ville de Montréal, additional
financial aid to owners of residential buildings situated in designated sectors
could be available if the work includes measures to increase the building’s
energy efficiency. Additional information will be given to the applicant once
their file is being reviewed.
What are the objectives of this program?
The program has the following objectives:
- To renovate all building components in need of repair
(mandatory) and to upgrade the building in accordance with the applicable
codes and by-laws. As a result, the building should not require any further
work for 20 years, other than normal maintenance.
- To improve the quality of the units – once the above
upgrades are completed – so they better meet the needs of their occupants and
the market – for example, by upgrading kitchens and bathrooms, reconfiguring
rooms of improving heat and sound insulation.
- To revitalize the most deteriorated areas of the city and
to eliminate dilapidated buildings in all neighbourhoods.
In addition, the program is aimed at helping families settle in Montréal, at
promoting the use of energy-efficient products and materials and at fighting
Who is eligible for financial assistance?
Any individual or legal entity with a right of ownership over a building that
meets the following requirements is eligible (provided all other program
conditions are met):
- The building was constructed or converted into a residential building at
least 20 years ago.
- The building is rundown, i.e. it includes at least one important component
requiring substantial renovation.
- The cost of the work required on the building exceeds the amounts fixed by
- The average property value per unit—land and building—does not exceed the
amounts fixed by the program (see chart "Building Eligibility").
For some families, a residential building with two or three above-ground
dwelling units is eligible, regardless of its property value or location in
Montréal, if the owner was granted financial assistance under the Ville de
Montréal Home Ownership program, and provided it meets program requirements and
the owner applies for financial assistance within three years of its
What types of work are eligible?
For renovation projects:
The work must include the substantial renovation of one of the following
components of the building: structure, foundation, electrical system, plumbing,
cladding or doors and windows. Work in one of these key areas is required to
make the building eligible for financial assistance; however, work to correct
any non-compliance with applicable by-laws and to rehabilitate the various
components of the building is mandatory. When such work is completed, financial
assistance can then be granted for work to upgrade and improve the units, for
- changing their number, designing a more functional layout, updating
kitchens and bathrooms, and improving heat or sound insulation;
- increasing the volume of the building by up to 50 % of the existing floor
area to add dwellings or rooms;
- performing work on the non-residential section of a mixed-use building,
provided this section accounts for less than 50 % of the building's total
- developing new units in the non-residential section of a mixed-use
The work must result in the rehabilitation of a building and its compliance
with all applicable by-laws.
For demolition-reconstruction projects:
For the most rundown buildings that must be demolished, the demolition work
and reconstruction of a new residential building are eligible for financial
assistance up to a floor area equivalent to twice the floor area of the
demolished building. The following conditions apply:
- Only rental residential buildings are eligible.
- The building to be demolished must have been completely vacant for at
least one year at the time of the application for financial assistance or it
must be under a demolition order from the borough.
- The established cost of work must exceed by at least 25 % the maximum
eligible amounts (see chart of "Maximum Eligible Amounts" below).
Following the demolition of a rundown building, the non residential section
of a new mixed-use building may also be eligible if it accounts for less than 50
% of the building's total floor area.
For all projects, the owner cannot receive financial assistance form other
sources for the same work unless it is to improve the building's energy
efficiency or to replace a heating system.
Eligibility of Buildings and Project Types by Location
The following chart describes certain program eligibility criteria such as
the status of the buildings, the types of intervention by territory and the
minimum established cost of necessary work:
||Maximum property value per unit (land and building)
||Outside designated sectors|
|Residential building with 1 dwelling unit1
|Residential building with 2 dwelling units1
|Residential building with 3 dwelling units1
|Residential building with 4 dwelling units1
|Residential building with 5 dwelling units1
|Residential building with 6 to 8 dwelling units
|Residential building with 9 dwelling units or
|Mixed-use building with 1 to 8 dwelling units
|Mixed-use building with 9 dwelling units or
|Apartment building with 12 dwelling units or more
|Building that is part of a real-estate complex
1 For this type of building, basement dwellings are
not considered in the calculation of the number of units or the average property
value per dwelling.
2 Excluding apartment buildings and buildings that
are part of a real-estate complex. An apartment building is a building
constructed between 1950 and 1980, with four residential levels or less, a
common entrance and no elevator. An apartment building can also have a
commercial use in addition to its residential use. A real-estate complex is a
group of apartment buildings that are part of the same unit of assessment on the
property assessment roll and includes at least 90 dwelling units.
3 A vacant building is eligible if it is entirely
vacant at the time of the application for financial assistance. In addition, the
cost of work required to upgrade the building in accordance with the applicable
codes and by-laws as well as market conditions must exceed the maximum eligible
amount considered for the calculation of the financial assistance.
What territory does the program cover?
In the designated sectors, all residential and mixed-use buildings are
To know if a building is situated in a designated sector, consult the
scrolling list or contact the Direction de l'habitation at 514-872-4630.
Outside the designated sectors, the following are
- Vacant residential or mixed-used buildings (conditions apply for vacant
- Apartment buildings with 12 dwelling units or more
- Buildings that are part of a real-estate complex
What is the amount of financial assistance?
Owners are granted a percentage of the cost of work as established by the
Ville de Montréal, up to the maximum eligible amount per unit, which varies
according to the type of dwelling.
Maximum Eligible Amounts
|Type of dwelling
||Maximum eligible cost of work|
||< 46.5 m2 ( < 501 ft2)
||46.6 m2 to 65 m2 (502 ft2 to 700
||65.1 m2 to 84 m2 (701 ft2 to 904
||84.1 m2 to 102 m2 (905 ft2 to 1098
||> 102.1 m2 (> 1099 ft2 )
||$456 a m2 |
($42.36 a ft2)
The maximum eligible cost of work may be increased, under certain conditions,
when the project includes one or more of the following items:
- the demolition of an accessory building;
- the consolidation of foundations affected by subsidence (replacement of
foundations, installation of piles);
- the improvement of security in certain types of buildings (apartment
buildings with 12 units or more, a building that is part of a real-estate
complex and rooming houses).
Related expenses are also considered in the financial assistance calculation,
up to 15 % of the established cost of work. The percentage of financial
assistance varies according to several factors:
Percentage of Financial Assistance
|Types of buildings, work and applicants
||Percentage of financial assistance
||Type of project|
|Renovation of a rental building 2
||Demolition-reconstruction of a rental building|
|Work on the owner’s dwelling unit in a residential building with 2 to
||Max. of 75 % 1
|Work on units in a building where pre-renovation rents are lower than
a maximum established by by-law
|Work on other rental dwelling units
1 The financial assistance can reach 75 % of the maximum eligible
cost of work but the rate of financial assistance is adjusted so the owner meets
at least 33 % of the total cost of the project.
2 It is also possible to renovate buildings without rental units
if it is a single-unit building (single-family home). The percentage of
financial assistance is then 40 %.
Are there any specific program requirements?
- Owners must prove their ability to finance their share of the project's
- The work must be performed under the complete responsibility of a general
contractor duly licensed by the Régie du bâtiment du Québec. An owner-builder
license is not acceptable.
- In some cases, the work must be supervised by an architect and an
- Only work to completely upgrade the dwellings and to make them compliant
with all applicable by-laws is considered in the cost of work used to
determine the eligibility of the project.
- When a rental building is occupied, the landlord must sign an agreement
with a majority of the tenants specifying the conditions under which
renovations will take place (nature of work, compensation, tenant relocation
period, rent to be charged once work is completed, etc.). Without such an
agreement, the procedure of the Régie du logement applies.
- The work must begin within three months of the city’s approval and be
completed within 12 months.
- The work must be carried out in accordance with the Construction Code and
N.B. No work should be undertaken before financial assistance is
approved and required permits are issued, otherwise financial assistance will be
cancelled. After the application is submitted and before financial assistance is
approved, urgent work to correct conditions posing a safety hazard to occupants
must first be authorized by the Direction de l’habitation.
What are the owner’s obligations?
- For a period of five years from the last financial assistance payment, the
owner must maintain the residential nature of the building or of the section
of the building for which financial assistance was granted.
- The resident landlord must continue to occupy the dwelling for at least
three years following the payment of the financial assistance.
- For rental housing, the landlord agrees to respect certain rent control
measures after the work has been completed.
These obligations will be included in the Land register for the benefit of
any potential buyer. Owners who fail to respect their obligations will have to
reimburse part or all of the financial assistance.
What is the procedure to apply?
The application must be submitted in person at a borough office or at the
reception desk of the Direction de l’habitation of the Ville de Montréal located
at 303, rue Notre-Dame Est, 4th Floor, 514 872-4630. Applicants will
be asked to provide other documents later in the process.
How much does it cost to apply?
The fees to apply for financial assistance were revised on January,
Non-reimbursable application review fees of $435 plus $62 a dwelling, for a
maximum of $4,328, including taxes, are required once the project is considered
eligible (after an inspection visit). A cheque to cover half of the cost is
required when the list of work to be done is submitted. A second cheque to cover
the other half of the cost is required when the project is approved. Permit fees
must also be considered.
N.B. There are fees of $35 to recover a cheque refused by a