Property tax sale of November 20, 2017

My property is up for sale

Property tax sales are governed under the Charter of the Ville de Montréal (R.S.Q. c. C‑11.4) and the Cities and Towns Act (R.S.Q. c. C-19).

The Charter of the ville de Montréal gives the city clerk the authority to auction off any property on which municipal taxes due prior to January 1^st, 2017 remain unpaid on the scheduled date of sale.

Before putting a property up for sale, the city will attempt to recover any outstanding balance from the owner through various means.

Property or duties on transfer tax sale

Steps	Date	Accepted payment methods
Tax sale notice - Summons to pay Adding $45 fee for any capital balance of $200 or more	April 28, 2017	- Online - At a counter or at an ATM of your financial institution - Payment in cash at any Montréal point of service. Please make sure that this borough office accepts this method of payment. - Debit card at any Montréal point of service. Please check the allowed amount with your financial institution. - Personal cheque accepted until August 1^st, 2017 (by mail or at a Montréal point of service) Warning: Credit card payments are not accepted.
Last warning - tax sale	August 18, 2017	- Online - At a counter or at an ATM of your financial institution - Payment in cash at any Montréal point of service. Please make sure that this borough office accepts this method of payment. - Debit card. Please check the allowed amount with your financial institution - Certified cheque - Cheque drawn on a notary's trust account (pursuant to the rules of the Chambre des notaires du Québec) - Money order - Bank draft - Official cheque issued by a member of the Payments Canada Warning: - No personal cheque accepted after August 1^st, 2017. - Latest date to use payment methods which require a transmission delay : September 13, 2017 (to avoid the publication) and November 14, 2017 (to avoid the tax sale). - Credit card payments not accepted.
Issuing of list (1^st publication) Adding publication fees of up $2000	September
Publication in Le Devoir and on the Ville de Montréal Web site (only in french) Recording a pre-sale notification in the Land register of Québec Notice to mortgagee	September 20, 2017
	November 20, 2017
Property tax sale An updated list of properties is distribued on the morning of the sale.
		Only: - Payment in cash - Certified cheque - Bank draft

This sale will take place November 20, 2017 at 10:00 a.m. at the Marché Bonsecours (350, rue St-Paul Est).

Where and how do I pay?
The payment methods vary according to the step of process. Please refer to the above table.

Payments by mail are registered on the date received by the city. If you send a cheque, it may not include payment for all interest accrued at the moment we receive your payment. If that is the case, your tax bill will not be deemed to have been paid in full.

You can send your payment to:

Service des finances
Ville de Montréal
C.P. 11 043, succursale Centre-Ville
Montréal (Québec)
H3C 4X8

For delivery of payments by messenger, please contact us to obtain the appropriate adress.

Will the list stay on Web site?
At the latest two weeks after the sale, the list and its updates are removed from the Web site.

My property was sold - My rights and obligations

The following questions and answers are provided solely for guidance. For information about your rights and obligations, we suggest you consult your notary or lawyer.

What happens with the money paid to the city? Do I get part of it?

When the city receives money for the sale of a property, it forwards this amount to the clerk of the Superior Court (Tel.: 514-393-2000).

A scheme of collocation is drawn up and the money distributed according to law.
My house was sold. Can I regain ownership?

Yes, a former owner can exercise its right of redemption to buy back a property that has been sold. This right may also be exercised by the former owner’s legal representatives or by a third party acting on behalf of the former owner. The buyer cannot contest this right.

The former owner has one year to exercise his or her redemption right. This deadline runs from the date of the property tax sale.

To exercise his or her redemption right, the former owner must pay the buyer the amount the latter paid plus 10% interest, at any time during the year that the redemption right is exercised. Since the redemption deed is produced in the form of a notarial act at the owner’s expense, you should first consult a notary about this procedure.

(Date of updating: November 20, 2017)

For more information, please:

Call your borough office;
Call the 311 (island of Montréal) or 514 872-0311 (outside Montréal);
Send us an e-mail.

The details contained here are for information only and have no legal value. The acts and by-laws posted on this site are for administrative purposes only, and although efforts are made to update them, they may not be the latest versions. Please check the sources before using the texts officially.